Cash loan or payday loans, which are also known as cash advances, are being designed with the purpose to help the person who needs re-finding their account before the payday. They are short length loans but prove quite beneficial at the time of emergency.The process of availing loan form any institution is quite easy and simple and an applicant does not have to put much effort to get the amount in his or her account. However, no institution will pay the loan directly to the applicant. What they actually do is they try to find potential lenders on behalf of the clients, who can provide you with the amount according to your need and demand. That is why it is very important to case the file appropriately so that the lender can judge the importance of your appeal and soon agree to provide you with the money. You want to avail the loan physically or you want to get payday loans online, it is necessary to provide relevant information properly to stand at per with the requirement of the institution. Online payday loans: If you are in need of money right now and find the nearest payday loans office closed, what will be your next option? Of course, you are left with the best and easy option to avail cash advance online. It will take you hardly a few minute to fill the application form online with necessary information. As soon as you post the form online, your lending institution will start searching a potential lender on behalf of you. Bad Credit- Problem:The most important fact regarding online loans is that you can avail it even after having a bad credit history. Few sites will introduce you to reputed lenders who can easily provide you with the money as early as possible. They will keep your credit history safe and secure and you do not have to fax anything or stand in front of the store to get the loan. You simply sit in front of the machine and click the mouse to complete your deal and soon after the completion, you get the cash in your account.